Down and Out

You ever get that down and out, "why do I keep doing this feeling?"

Maybe it's because I check our accounts so frequently, pretty much every day, the changes seem very minuscule when they do happen. Whenever someone has a problem, I'm the one they turn to, either for advice or something they need. I try so hard to cut corners and save wherever possible, yet everyone is in me ear telling me "it's too much", or "don't live like your broke just to save some money." Yet these same people don't know the first thing about saving or how hard I actually work at this. It's not easy for me either, I would love to go out for lunch every day instead of brown bagging it, I would have been more than happy to finance a G35 instead of paying cash for Concorde, retirement is more than 30 years away and I wish I didn't know what the heck a 401K was. My emergency may never get used, so why do I keep putting money in...because your emergencies keep coming up. Whenever you need money, you come to me, whenever the banks or your credit cards won't give you anything else, I'm the one you have come to. All this effort just feel unappreciated at times, and I guess I'm just going through one of those times.

You wanna know what keep me going, what pushes me to knock down that financial wall with a sledgehammer after years of pecking at it with a plastic spoon? FREEDOM. I want to someday be free of all of this, to not have money worries or at least minimize them as far as they can be minimized. I am dead set on overcoming anything that gets in my path. Those who block the road that leads to my salvation will get run over with the 18-wheeler that is my determination to succeed. If it's people, get out of the way if you don't like what I'm doing; if my goals are too high for your tastes, then don't ask about them; if you're not going to be supportive of my savings and life goals, you're just another obstacle that I must overcome and prove myself to. For a better future for my child, I'm willing to give myself less in the present; if you can't see why then you really don't get me at all. I don't live like I'm broke, I live within my means, credit cards do not count towards my income so I don't depend on them to keep my lifestyle going; I'm trying to attain assets that appreciate and help me build up this empire I'm trying to start, not depreciate and keep me in this rat race.

Does this ever happen to you guys? Ever wonder what it's all for and why you keep going at it?
Just keep pushing, there was a reason you decided to get off the debt wagon, don't let anyone put you back on there.

13 comments:

  1. Moneymonk said...

    Rad, I think you are going through a midlife crises! LOL

    The hardest thing with personal finance is that it requires focus. It is so easy to get tempted and go off the deep end. But as long as you are focus and you and your love one support each other. There is nothing to worry about. It can sometimes be stressful to save money. It's good you are avoiding credit cards, that is the easiest way to live above your means.  

  2. Rad said...

    lol
    midlife crisis at 28 :) just feeling a little stressed and I figured I'd vent through the blog. Thanks for the comment Money. We haven't completely avoided the credit cards (they always find a way in don't they), I will share all in a "cleansing" post later this week :)  

  3. Sistah Ant said...

    I think we're bound to question our motives here and there. Keep on defending your goals - even to yourself. You know you're on the right track!  

  4. Anonymous said...

    You gotta block them out. You are surrounded by people who have a poverty mentality - even if it's not conscious, they don't/can't envision a reality where they aren't poor, where they have lots of money in the bank, where they aren't living crisis-to-crisis, and where they can pay cash for things instead of going into debt. Obviously, it's not working for them. And it's not working for most of America. DO NOT take financial advice from the poor people and the poor-thinking people who surround you, and try not to let them get you down. They will repeat the mistakes of previous generations in their family and social circles who have been poor. Hopefully, you will change that for your family going forward. People are crazy when they say things like, "don't live like you're broke", "live for the moment", and other crap like that. They have no idea how amazing it is to sacrifice a little bit now to have real financial freedom. And it's not like "living in the moment" is that pleasurable for most people - underneath, they are total stress-balls about money, they live in crisis, and they never truly do luxurious things. I can speak from experience that it's much better to live frugally day-to-day so that you can long-term have the splurges you want like regular travel, college for your kids, being able to retire, not living in financial stress, and the list goes on...  

  5. Rad said...

    Thanks to both you guys for your comments. Really inspiring. I know I'm on the right track but it's good to get a little kick in the behind every now and then to keep you going.

    Thanks for the kick guys :)  

  6. Paydayloans300 said...

    Personal finance needs focus and people therefore have toi give their 100% towards it  

  7. payday loan said...

    Budgting is really needed to avoid debt condition. You are doing right.Thanks for such post.  

  8. quick cash loans said...

    For my children too, I use to keep eyes on my credits as I have experienced debt in past but now out of it.I want to give my youger ones ,the best life from my side.Thanks for such post.  

  9. Asian Private Funds said...

    Surely we have to set focus on the thing which we want like the good budget or nice finance.I like the article of yours and its so fasinating to read as well.  

  10. Delhi Escorts said...

    I have really lost in your blog, I loved the way you have presented your blog, this is bizzare, on the otherside you have also discussed about the tours.  

  11. payday lenders said...

    Awesome information. A better way to make it understandable for the people  

  12. Mortgage Specialist said...

    thanks for sharing it with people. I really appreciate with what you have written on this blog.  

  13. Australian Finance said...

    Best information according to me. One must read it. Very informative and valuable.  


 

Copyright 2006| Blogger Templates by GeckoandFly modified and converted to Blogger Beta by Blogcrowds.
No part of the content or the blog may be reproduced without prior written permission.